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REAL ESTATELicensing, Continuing Education& Exam Preparation forSalespersonsBrokersMortgage & Loan OriginatorsAppraisersAmerican Schoolof BusinessSince 1983Corporate Offices194 Route 46 East, Fairfield, NJ 07004American School of mCorporate Headquarters194 Route 46 East, Fairfield, NJ 07004
INTRODUCTION & WELCOMEThank you for choosing the American School of Business,where your success is our goal!The American School of Business is the largest independentprovider of Real Estate, Mortgage, Appraisal, Insurance &Securities training programs in New Jersey.We offer licensing courses, continuing education seminars andexam preparation programs in a variety of environmentsincluding: In-Person, Live Online, Self-Study Online, andHybrid. Many Online classes are approved in all 50 states.We have great news for all current and new students wishingto attend classes at The American School of Business. Overthe past year we transitioned all of our regularly scheduled inperson classes to Online with LIVE instructors. The processto get started is simple:1. Register as you normally would for one of ourtraditional in-Person Pre-licensing classes orContinuing Education Seminars2. Pick up your Textbooks and course materials prior toyour first day of class at our Fairfield office or if youchoose, we can ship them to you for a 12 shippingfee. Note: Handouts for CE students will be emailed.3. Complete the class in the comfort and safety of yourown home.Once registered, look for a confirmation email of yourregistration and additional correspondence as to the processand requirements of completing your Live Online or HybridClasses using our GoToMeeting platform.Hybrid Classes are now available: We are now offeringmost of our classes in a “Hybrid” environment. With theseclasses you have the choice of attending the classes In-Personwith Live Instructors in our classrooms or attending them LiveOnline with the same great class interaction. The followingclasses are now available as Hybrid: Real Estate Salespersons – Day, Evening & Saturdays Real Estate Brokers – Days Mortgage Licensing – Evening & Saturdays Title Insurance - Days Life and Health Insurance – Day & Evenings Property and Casualty – Day & Evenings SIE and Series 6 – Day and Evenings Continuing Education – Day, Evening & SaturdaysWe thank everyone for being patient with us as we continue toevolve, while providing our students with the best possiblelearning options.This brochure contains all the information you need to makethe right choice to join into one or many of our programstoday!If you have any questions you can reach us during thefollowing business hours:Monday to Thursday: 8:30am to 6:30pmFridays: 8:30am to 4:30pmSaturdays: 8:30am to 1:30pmTable of ContentsPage(s)Introduction and General Information . 1Real Estate Salespersons Licensing Courses 2Real Estate Continuing Education 3Real Estate Brokers Licensing Courses . 4Mortgage Licensing, Exam Prep & Continuing Education 5 & 66 Ways to Register, Additional Courses Available Locations 7Study Aids and Registration Forms . 8 & 9GENERAL INFORMATIONThe economic importance of Real Estate, Appraisal of Real Estate,and Real Estate Loan Origination demands a high professional levelwith an increased emphasis on educational requirements. New Jerseyrequires licensure for all persons engaging professionally as a RealEstate Salesperson, Real Estate Broker, Real Estate Appraiser orMortgage Loan Originator.Our programs are designed to help you attain your goal of passingyour licensing exam(s) and to provide you with the practicalknowledge you need to succeed.EXPERIENCE: Since our inception in 1983 the American Schoolof Business has established itself as a leader in providing qualityeducation using only the best and most up to date materials available.Each year thousands of students are successfully prepared for careersin Real Estate, Insurance, Appraisal, Mortgage and FinancialServices. In addition, thousands more call on us to advancethemselves through our Continuing Education seminars.ACCREDITATION: The American School of Business is licensedand/or approved by the New Jersey Real Estate Commission, TheNew Jersey State Board of Real Estate Appraisers, The New JerseyDepartment of Banking and Insurance and The National MortgageLicensing Service. We are also approved for the training of Veteransand their eligible dependents by the State Approving Agency.GUARANTEE OF SATISFACTION: A prompt and regularattendance is vitally important to your success in our courses.Students who miss classes are allowed to make them up in any of ourday, evening or Saturday courses. You are entitled to attend futureclasses FREE for a period of one year after your enrollment date.This includes taking your final exam.INSTRUCTORS: Our Instructors are Successful, Experienced, andMotivated professionals who are licensed and/or approved to teach.SCHEDULING: Courses are offered Days, Evenings and Saturdays,all year, at our convenient training centers, in addition to an array ofLive Online, Self-Study Online and Hybrid courses, seminars andexam prep programs"PERSONAL SCHEDULE" Courses AvailableOur flexible schedule program is designed for students who cannotcommit to a set schedule. You start and complete courses at your ownpace and your own convenience.PRIVACY POLICY “In compliance with the Privacy Act (5U.S.C.552A), your Social Security number and other private informationobtained herein will be used solely to fulfill the requirements of thestate regulatory authorities. It will not otherwise be published,disseminated, bartered, or sold.”The Following is a list of Holidays that most classes are off: New Years Day Passover Good Friday Memorial Day Independence Day Labor Day Rosh Hashanah Yom Kippur Halloween (evening only) Thanksgiving Hanukkah Week of ChristmasThe Choice is Yours In-Person, Live Online, Self StudyOn-Line, On-Site & Hybrid!In addition to the classes offered at our trainingcenters and the classes offered on line, most of ourclasses and seminars can be offered at your office orplace of business. Call us at 800-288-5154 to findout what solution is best for you!Page 1
Real EstateReal Estate SalespersonCoursesFAIRFIELD*HYBRID* It’s your choice Online with Live Instructors or In-PersonSALESPERSONA Real Estate Career Provides: A Stimulating Work EnvironmentCompetitive EarningsPart or Full Time EmploymentIndependenceContinuing Education OpportunitiesUnlimited Career PotentialGENERAL REQUIREMENTSThose who wish to engage in the Real Estate business in New Jerseyare required to attend and complete a 75-hour Salespersons courseand pass a state licensing exam. The purpose of the salespersonscourse is to prepare you for the state examination. Upon completionof our course you will receive a "Certificate of Completion" which isused to gain admission into the state exam.The course is also suitable for persons desiring knowledge of buyingand selling real estate whether it be for personal use or as aninvestment.Subject matter includes all-important phases of real estate andfollows an outline prescribed by the New Jersey Real EstateCommission.COURSE OUTLINE: Real Estate Licensing What is Real Estate Types of Ownership Environmental Issues Fair Housing Mortgages Investment Brokerage Legal Descriptions Rules & Regulations Estates and Interests Land Use Regulations Ethical Considerations Listing Agreements Financing Subdivisions Transfer of Title Taxes Agency Contracts Brokerage Leases Appraisal Deeds ClosingsPREREQUISITESSalespersons must be 18 years of age and have completed HighSchool or a G.E.D. program.No residency required.TUITIONThe tuition for the Salespersons course is 445, which includes anationally published & professionally written text “Essentials ofNew Jersey Real Estate”, practice quizzes & exams, and our oneyear “Guarantee of Satisfaction”.PACKAGE PRICE:Add an Exam Prep Workbook (a 50 value) and Real Estate QualifierPlus IIIx calculator (a 65 value) and pay only 525 for the Package.A savings of 35!The Following is a list of Holidays that most classes are off: New Year’s Day Passover Good Friday Week of MemorialDay Week of Independence Day Week of Labor Day RoshHashanah Yom Kippur Halloween (evening only) Week ofThanksgiving Hanukkah Week of Christmas2022 Course SchedulesDay Courses - Monday to Friday9:00am to 4:30pm – 2 WeeksJanuary 3 to January 14February 7 to February 18March 7 to March 18April 4 to April 15May 2 to May 13June 6 to June 17July 11 to July 22August 1 to August 12September 12 to September 23October 3 to October 14November 7 to November 18December 5 to December 16*HYBRID* It’s your choice Online with Live Instructors or In-PersonEvening Courses - Monday & Wednesdays6:30pm to 10:00pm - 11 WeeksJanuary 3 to March 30February 7 to April 25March 7 to May 23April 4 to June 22May 2 to July 27June 6 to August 24July 11 to September 28August 1 to October 24September 12 to November 30October 3 to December 21November 7 to Jan. 30, 2023December 5 to Feb. 15, 2023*HYBRID* It’s your choice Online with Live Instructors or In-PersonNew!Evening Courses – Tuesdays and Thursdays6:30pm to 10:00pm - 11 WeeksJanuary 18 to March 31February 22 to May 5March 22 to June 2April 19 to June 30May 17 to July 28June 21 to August 30July 19 to September 29August 16 to November 3September 20 to December 8October 18 to January 5, 2023November 15 to Feb. 7, 2023December 6 to Feb. 23, 2023*HYBRID* It’s your choice Online with Live Instructors or In-PersonSaturday Courses9:00am to 4:30pm - 10 WeeksJanuary 8 to March 12February 5 to April 9March 5 to May 14April 2 to June 18May 7 to July 28June 4 to August 13July 9 to September 17August 6 to October 15September 10 to November 12October 1 to December 10November 5 to Jan. 21, 2023December 3 to Feb. 27, 2023*Saturdays off 4/16, 5/28, 7/2, 9/3, 11/26, 12/24The Choice is Yours In-Person, Live Online, Self StudyOn-Line or On-Site!In addition to the classes offered at our training centersand the classes offered on line, most of our classes andseminars can be offered at your office or place ofbusiness. Call us at 800-288-5154 to find out whatsolution is best for you!Page 2
Continuing EducationFor Real Estate LicenseesTo help you understand some of the requirements of the ContinuingEducations laws in NJ, we encourage you to read the below.Continuing Education RequirementsReal Estate salespersons, broker-salespersons and brokers arerequired to complete 12 hours of CE per licensing cycle in order torenew their license for the next licensing cycle. At least six of the 12hours must be in the following core topics, of which each topicexcept ethics must have an ethics component relating to the topic.The Core Topics are as follows: Agency Disclosure Legal Issues(i.e. listing agreements, contracts, leases, attorney review) Ethics FairHousing and New Jersey Law Against Discrimination New Jersey RealEstate Broker and Salesperson Statues and Regulations State & FederalEnvironmental Laws and Regulations Legal Requirements on /EscrowMonies and Financial RecordkeepingThe following topics are deemed as approved for Elective Courses: Commercial Real Estate Property Management Seasonal Rentals RealEstate Sales Full Disclosure Act and Real Estate Timeshare Act FinancingLand Use Real Estate Valuation Foreclosure and short-Sale Transactions Specific Aspects of Residential Real Estate TransactionsOn-Line Continuing Education12 Hour Packages Available!little as 99!In addition to the courses found in this brochurewe offer a variety of Self Study Onlinecontinuing education seminars. Please visit ourwebsite at www.AmericanSchoolNJ.com forcomplete details. 12 Hour on-line packages asOnline Topics Include: Demystifying Real Estate Short Sales Foreclosures Agency Law Realtors Code of Ethics SettlementProcedures & Antitrust Laws Going Green Investment Analysis FairHousing Environmental Issues Property Law Housing: Fairness for AllDon’t See a topic, location or date youwant .Call us at 800-288-5154 to have oneof our Approved CE instructors come rightto your office!Also, completion of the Broker pre-licensure course by real estatelicensees will be equivalent to completing the 12 hours of CE for thelicensing cycle in which the broker pre-licensure course is taken.Licensees completing this course will not be required to take any CEcourse to fulfill the requirement.Licensees initially licensed in the first year of a real estate licensingcycle will be required to complete CE requirements in order torelicense for the next cycle (i.e. a licensee who obtains their licensebefore July 1, 2022 will be required to complete CE requirements torelicense for the cycle beginning July 1, 2023)Licensees initially licensed in the second year of a real estatelicensing cycle will not be required to complete any CE requirementsin order to relicense for the next cycle (i.e. a licensee who obtainstheir license after July 1, 2022 will not be required to complete CErequirements to relicense for the cycle beginning July 1, 2023).CE courses will only count for credit one time during each licensingcycle. The NJREC requires you to complete all of your CErequirements by 4/30/23 to avoid a late filing fee of 200.The American School of Business has an array of continuingeducation classes and seminars that are offered at Live Online, InPerson, Self Study On-Line or On-Site that provide you with thehighest quality education.3 hour CE Seminars are only 49 each,6 hour CE Seminars are only 98 each,or pick any 12 hour package for only 179!Page 3
REAL ESTATEBROKERSCoursesThe American School of Business is licensed by the N.J. RealEstate Commission to conduct courses of education in RealEstate subjects to qualify applicants for the Real EstateBrokers Examination.MINIMUM EDUCATION REQUIREMENTS: 90 Hour Brokers General Course 30 Hour Ethics and Agency Course 30 Hour Office Management & Related TopicsMINIMUM EXPERIENCE REQUIREMENTS:All Broker applicants must have been licensed and working asa salesperson on a full time basis for a minimum of 3 years forthe time period immediately proceeding the date ofapplication. Once you have completed the Experience &Education requirements you can apply to the N.J.R.E.C. forapproval to take the State Licensing Exam.COURSE TUITION & DISCOUNT PACKAGE Brokers General Course. . 495.00 Ethics and Agency Course. . . 250.00 Office Management Course . 250.00Note: New NJREC guidelines now allow you to take andcomplete these three courses in any order.Package Price: Save 100: Pay in full for all 3 courseswhen registering & pay only 895. Tuition for each courseincludes a Textbook, Practice Questions, Additional Handouts& our GUARANTEE OF SATISFACTION.Note Package price applies ONLY when registering andpaying in full on or before the first day of class and cannot be combined with any other discounts or offers.COURSE OUTLINESBROKERS General Course Real Estate Licensing Rules &Regulations Estates & Interests Types of Ownership Taxes Land UseRegulations Environmental Issues Agency Ethical Considerations Brokerage Contracts Fair Housing Listing Agreements Leases Mortgages Financing Appraisal Investment Brokerage Subdivisions Deeds Legal Descriptions Transfer of Title ClosingsETHICS & AGENCY Course: Ethics Defined FormationReal Estate Brokers2022 Course Schedules*HYBRID* It’s your choice Online with Live Instructors or In-PersonFairfield - Day CoursesTuesday & Thursdays - 9:00am to 4:30pmEthics & AgencyOffice ManagementBrokersEthics & AgencyOffice ManagementBrokersEthics & AgencyOffice ManagementBrokersEthics & AgencyOffice ManagementBrokersEthics & AgencyOffice ManagementBrokersJanuary 18 to January 27February 1 to February 10February 15 to March 24March 29 to April 7April 12 to April 21April 26 to June 2June 7 to June 16June 21 to June30July 12 to August 18August 23 to September 1September 13 to September 22September 27 to November 3November 8 to November 17November 29 to December 8December 13 to January 19, 2023IMPORTANT NOTICE: NJRECguidelines allow you totake and complete these three courses in any order.The Following is a list of Holidays that most classes are off: New Years Day Passover Good Friday Memorial Day Independence Day Labor Day Rosh Hashanah Yom Kippur Halloween (evening only) Thanksgiving Hanukkah ChristmasContinuing EducationFor Real Estate BrokersSpecial Notice!Completion of the broker pre-licensure course by real estatelicensees will be equivalent to completing the 12 hours ofCE for the licensing cycle in which the broker pre-licensurecourse is taken. Licensees completing any of the Brokerscourses will not be required to take any additional CEcourses to fulfill the requirement.Special Applications for Continuing Education credits arehanded out on the first day of each Brokers course. Creditsare processed for a flat fee of only 49. Fiduciary Duties Agency Relationships Agency Transitions InHouse Sales Conflicts of Interest Obligations to Qualify Disclosure Legal Actions Agency Defined Ethical Obligations Disclosure ofAgencyOFFICE MANAGEMENT Course: Requirements for Opening anOffice Closings Obtaining Legal & Accounting Advice Fair HousingLaws Financial Record Systems Establishing an Escrow Account Truth in Renting Laws Office Management Responsibilities Environmental Concerns Supervision and Training LicensingRequirements Qualification Techniques Ethical Matters AttorneyReview Office Closing ProceduresThe Choice is Yours In-Person, Live Online,Self Study On-Line or On-Site!In addition to the classes offered at our trainingcenters and the classes offered on line, most of ourclasses and seminars can be offered at your office orplace of business. Call us at 800-288-5154 to findout what solution is best for you!Page 4
MortgageLoan OriginatorsLicensing& Exam PreparationMortgage Lending is a profession that requires knowledge ofmany disciplines, including real estate, finance & appraisingto be effective. Our courses are designed to give you theinformation you need to pass your licensing exam(s) andsuccessfully enter the mortgage profession whether it be insales, processing or underwriting.Laws affecting mortgage industry were placedinto effect in July 2009. The new laws requirethat mortgage professionals be licensed asLoan Originators in the State of New Jerseyas well as many other states. The AmericanSchool of Business is approved by the NMLS– National Mortgage Licensing System to provide the requiredinstruction to qualify to take your National Exam. NMLSApproved Provider #1400050.Note: Our courses cover all of the requirements of the UST –Uniform State Test which is now accepted in most states.The American School of Business is dedicated to providingprograms that are designed to fulfill the current as well as anyfuture educational requirements. We offer programs to fulfillall of your educational needs including In-Person Learning,Online with Live Instructors, Self Study Online and Onsitetraining. For Self Study Online training visit us on the web atwww.americanschoolnj.com and check out our programs thatare approved in several states.We also suggest looking into our Real Estate Salespersonscourse as it will help establish a solid foundation for your newcareer.Courses Offered20 Hour SAFE Comprehensive Mortgage Loan OriginatorCourse Including UST (NMLS # 4251). . . . . . . . . . . 295*7 Hour Exam Prep & Refresher Course . . . . . . . . . . . 1494 Hour NJ State Specific Class (NMLS #4252) . . . . . 79Course Outlines20 Hour SAFE Comprehensive Mortgage Loan OriginatorCourse with Uniform Standards “UST”: Mortgage Industry Overview & The Business of Real Estate The Mortgage Lending Process The Value of Real Estate Finance Instruments Federal Mortgage Legislation Conventional Financing Government backed Loans Nontraditional Mortgage Products The Value of Real Estate & The Mortgage Lending ProcessLegal ConceptsInterests in Real PropertyAppraisalsEthics in Mortgage LendingUniform State Test RequirementsReview the MLO Testing HandbookCourse Outlines Continued 7 Hour Exam Prep and Refresher Course w/ UST: Purpose and Provisions of SAFE ActRESPA and TILAGood Faith Estimates and HUDProvisions of Federal LawsNontraditional Loan ProductsAdjustable Rate MortgagesReverse MortgagesBuy-down PlansConsumer ProtectionProtected ClassesMortgage FraudPredatory LendingCompensation RulesHigh Level State Content TopicsUST Hundreds of Practice Questions And More.4 Hour NJ State Specific Courses: Department of Banking and InsuranceState Law and Regulation DefinitionsResidential Mortgage Lending ActRegulations & ComplianceDisciplinary ActionUnique State Test AreasA textbook and additional course materials are includedwith every course.*Note: An additional fee of 30 will be added to your tuitionfor the NMLS credit processing fee.Package Price of 495 Includes:National Comprehensive Course, UST, Exam Prep Course,NJ State Specific Course and NMLS Processing Fee(You save 58)Note Package price applies ONLY when registering andpaying in full on or before the first day of class and cannot be combined with any other discounts or offers.The Choice is Yours In-Class, Live On-Line,Hybrid or On-Site!In addition to the classes offered at our trainingcenters and the classes offered on line, most of ourclasses and seminars can be offered at your office orplace of business. Call us at 800-288-5154 to findout what solution is best for you!Page 5
Mortgage Licensing & Exam Prep2022 Course Schedules*HYBRID* It’s Your Choice Online with Live Instructors or In-PersonNew!Day Class Schedule – Monday - Friday9:00am to 4:30pm20 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)April 25, 26, 27April 28April 2920 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)May 16, 17 &18May 19May 2020 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)June 13, 14 & 15June 16June 1720 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)July 25, 26 & 27July 28July 2920 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)August 15, 16 & 17August 18August 1920 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)September 19, 20, & 21September 22September 2320 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)October 17, 18 & 19October 20October 21New!Fairfield Evening & Saturday Classes!Tuesday & Thursdays - 6:00pm to 10:00pmand Saturdays 9:00am to 5:00pmMortgage 2022 Schedules Continued 20 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)December 12, 13 & 14December 15December 16Mortgage & Loan OriginatorsContinuing Education*12 Hour NJ SAFE CE**PURPOSE OF CONTINUING EDUCATIONThe Purpose of Continuing Education activities is to ensure that eachmortgage professional participates in a program that maintains andincreases his or her skill, knowledge and competency.REQUIREMENTSLicensed Mortgage Loan Originators are required to completetwelve (12) hours of continuing education to renew their licenseevery year. Some States require State Specific education to be partof the continuing education. New Jersey requires that two (2) hoursof the above twelve (12) be State Specific. Please visit the NMLSweb site for a complete state by state listing.Annual CE education must include 3 hours of Federal law, 2 hours ofethics (which shall include fraud, consumer protection, and fairlending issues), and 2 hours of non-traditional mortgage lending, 3hours of electives, plus 2 hours of NJ-specific education. Numberof hours is 8 2 2 hrs of NJ law 12 Hours of Continuing Education.Seminars Offered12 NJ SAFE Comprehensive CE Package:Compliance in Action 2022 199**Includes Textbooks or eBooks and Handouts, a 50 ValueMortgageContinuing Education Seminars2022 Schedules*HYBRID* It’s Your Choice Online with Live Instructors or In-Person20 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseApril 19, 21, 23 & 26April 28April 3020 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseMay 10, 12, 14 & 17May 19May 21Course20 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseJune 14, 16, 18 & 21June 23June 2512 Hour NJ SAFE CE CourseDay OneDay TwoNovember 21November 229am to 5pm9am to 1pm20 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseJuly 19, 21, 23 & 26July 28July 3012 Hour NJ SAFE CE CourseDay OneDay TwoDecember 19December 209am to 5pm9am to 1pm20 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseAugust 16, 18, 20 & 23August 25August 27Course20 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseSept. 20, 22, 24 & 27September 29October 120 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseOctober 18, 20, 22 & 25October 27October 2920 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseNovember 8, 10, 12 & 15November 17November 1920 Hour Safe Comprehensive Course4 Hour NJ State Specific7 Hour Exam Prep CourseDecember 6, 8, 10 & 13December 15December 1720 Hour Safe Comprehensive Course7 Hour Exam Prep Course4 Hour NJ State Specific (9am to 1pm)November 14, 15 & 16November 17November 18Fairfield – Day ClassesDatesFairfield – Saturday ClassesDatesTimeTime12 Hour NJ SAFE CE CourseDay OneDay TwoAugust 6August 139am to 5pm9am to 1pm12 Hour NJ SAFE CE CourseDay OneDay TwoSeptember 10September 179am to 5pm9am to 1pm12 Hour NJ SAFE CE CourseDay OneDay TwoOctober 8October 159am to 5pm9am to 1pmFor Self -Study Online CoursesVisit www.AmericanSchoolNJ.comPage 6
Additional Courses Available!HOW TO REGISTER (6 WAYS)Please include full payment with your registration.1) ON-LINE:Registration forms are available on-line by visiting our web sitewww.americanschoolnj.comOur programs in the Real Estate field include; 2) MAIL:Complete the Registration Form and mail it to:American School of Business194 US Highway 46 East, 2nd Floor, Fairfield, NJ 07004 3) PHONE:Call 973-244-0333 to register. A Credit Card deposit is requiredfor all phone in registrations 4) FAX:Fax your completed registration form to 973-244-0246. CreditCard information must be provided and a signature is required.5) IN PERSON PRE-REGISTRATION:In person registration is available at our Fairfield training centerduring the following business hours:Monday to Thursday: 8:30am to 6:30pm,Fridays from 8:30am to 4:30pm.6) SAME DAY REGISTRATION:Registrations will be accepted on the first session of class,provided there are openings for additional students. PreRegistration is preferred. Call 973-244-0333 to check the statusof the course you are interested in.CASH, Credit Cards, Business Checks& Money OrdersAre Accepted at All Locations!(Please no Personal Checks)REFUND POLICY: Tuition will be refunded if a class is canceledor filled. NO tuition will be refunded for any reason on or after thefirst meeting of the class. If a pre-registered student wishes to dropout of a class, a written notice must be submitted 5 business days inadvance of your original starting date, in order to receive a tuitionrefund minus a 50 per course cancellation fee.Note: There are no refunds or exchanges on Study MaterialsTRAINING CENTERSFAIRFIELD: American School of Business194 US Highway 46 East, Second Floor, Fairfield NJ 07004 2 Miles West of Willowbrook Mall (Rte.23 & 80)3 Miles East the intersection of Rtes.46, 280, & 80Less than 5 miles from Route 287 & Route 10The Choice is Yours In-Person, Live Online, Self StudyOn-Line or On-Site!In addition to the classes offered at our trainingcenters and the classes offered on line, most of ourclasses and seminars can be offered at your office orplace of business. Call us at 800-288-5154 to findout what solution is best for you!Salespersons Licensing, Continuing Education & Exam PrepBrokers Licensing, Continuing Education & Exam Prep CoursesAppraisal Licensing & Continuing Education CoursesAppraisal Exam Prep CoursesMortgage/Loan Officer Licensing & Continuing EducationMortgage Exam Preparation CoursesAdvanced Real Estate Training ProgramsOur programs in the Insurance field include;Life Insurance Licensing CoursesHealth Insurance Licensing CoursesProperty & Casualty Licensing CoursesPersonal Lines Licensing CoursesTitle Insurance Licensing CoursesClassroom and Online Continuing Education SeminarsExam Preparation CoursesCPCU, ARM & INS Designation CoursesOur programs in the Securities & Financial Trainingfield include; New! SIC – Securities Industry EssentialsNASD Series 6, 7, 24, 26, 63 & 66 Exam PreparationFirm Element RequirementsClassroom and On-Line programs are availablePRIVATE GROUP TRAININGAT YOUR FACILITYAs the largest independent Real Estate, Mortgage, Appraisal,Insurance and Securities training provider in New Jersey wecan provide Licensing Courses, Exam Preparation Coursesand Continuing Education Seminars at your location andcustomize a schedule to fit your training needs.We have a highly qualified base of over 50 instructors whocan handle any topic In-Person or Live Online. So, whetheryou are a small office, large company, Association or LocalChapter, call us at 800-288-5154 to handle all of your training.Some of our customers includeChubb, Aetna, Allstate, NIA,Guardian, Liberty Mutual, CapitalOne Bank, Prudential, State Farm,Coldwell Banker, ERA, Century21, Exit Re
The economic importance of Real Estate, Appraisal of Real Estate, and Real Estate Loan Originationdemands a high profession l level a with an increased emphasis on educational requirements. New Jersey ly as a Real Estate Salesperson, Real Estate , Real Esta
